How I Make More Money and Spend Less: The Rule of Creation over Consumption

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The core principle of succeeding in personal finance is to have an income that exceeds your expenses so that you can save money and then direct those cash flows to useful purposes like investing in the stock market.

But a roadblock many people face is reaching that point where their income exceeds their expenses. In order to accomplish this, either your income has to increase, expenses have to decrease, or some combination of the two.

One of the rules I have established in my life that has helped me get to point where I can save 70% of my income is the rule of Creation over Consumption.

Hope you find it helpful!

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