HDFC reward points capped

As of September 1, 2024, HDFC Bank will limit the number of reward points customers can earn on certain transactions:

Utility transactions
Customers can earn up to 2,000 reward points per calendar month on utility transactions.

Telecom and cable transactions
Customers can earn up to 2,000 reward points per calendar month on telecom and cable transactions.

Education payments
Customers will not earn reward points on education payments made through third-party apps like CRED, Cheq, and MobiKwik. However, they can still earn points by making direct payments to educational institutions through their websites or POS machines.

Here are the maximum reward point caps for some other HDFC Bank credit cards:
• Infinia: 15,000 reward points per calendar month
• Diners Black Metal and BizBlack Metal:
10,000 reward points per calendar month
• Diners Black: 7,500 reward points per calendar month
• Regalia, Diners Privilege, BizPower: 4,000 reward points per calendar month

Reward points are valid for two years from the date they are accumulated.